Protect What Matters Most with Our Insurance Solutions

At ClearPeak, we understand that life is full of uncertainties. Our range of insurance products is designed to provide you and your loved ones with the peace of mind you deserve. Explore our offerings below to find the perfect solution for your needs.

Life Insurance

Secure Your Family’s Future

Life insurance is essential for safeguarding your family’s financial well-being. It can help with:

  • Income Replacement: Ensure your loved ones maintain their standard of living.
  • Childcare Costs: Cover additional expenses for your children.
  • Debt/Mortgage Repayment: Pay off outstanding debts or mortgage.
  • Final Expenses: Handle funeral, cremation, and medical bills.
  • Estate Settlement: Take care of estate-related costs.
  • Inheritance: Leave a legacy for your heirs.
  • Estate Taxes: Manage potential tax liabilities.
  • Charitable Contributions: Support causes you care about.
  • Tax-Sheltered Investing: Grow your wealth efficiently.

Disability Insurance

Your Safety Net When You Can’t Work

Disability insurance provides a tax-free monthly income if an illness or injury prevents you from working. It’s more common than you think—up to 40% of Canadians are disabled for 90 days or more before age 65. Protect your finances and maintain your lifestyle with our disability insurance.

Critical Illness Insurance

Focus on Recovery, Not Finances

A critical illness diagnosis can be overwhelming. Our critical illness insurance offers a tax-free lump-sum payment to help you manage expenses and focus on your recovery. With 1 in 3 Canadians facing a critical illness like cancer, stroke, or heart attack, this coverage is crucial for protecting your retirement savings and quality of life.

Long-term Care Insurance

Dignity and Care in Your Later Years

Also known as ‘dignity insurance,’ long-term care insurance provides financial support if you can’t perform two of the six activities of daily living (walking, feeding, toileting, dressing, bathing, transferring). Whether you need care at home or in a facility, this insurance ensures you get the help you need without burdening your family. With the aging baby boomer generation, having this coverage offers peace of mind about future healthcare needs.

Health and Dental Insurance

Comprehensive Coverage for Everyday Needs

Our individual health and dental plans cover expenses not included in your provincial healthcare. This includes:

  • Prescription Drugs
  • Dental Care
  • Vision Care
  • Medical Supplies
  • Paramedical Services: Chiropractor, massage therapy, physiotherapy, psychologist, and more.

Travel Insurance

Peace of Mind on Your Adventures

When you travel outside Alberta, your provincial health plan provides limited coverage. Our travel insurance protects you from financial hardships due to medical emergencies and trip disruptions, allowing you to travel worry-free.

Insured Retirement Plans (IRP)

Maximize Your Retirement Income

IRPs are tax-exempt life insurance strategies that enhance your retirement income while preserving your estate’s value for your beneficiaries. They provide a tax-efficient way to grow and protect your wealth.

Ready to Secure Your Future?

Contact us today to learn more about our insurance solutions and how we can help you protect what matters most. Your peace of mind is our priority.